<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>151</termId><termName>Okkirizibwa okusasula mu bitundutundu?</termName><termType>TT</termType><termLanguage>en</termLanguage><termVocabulary>Luganda words and phrases of the day</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Okkirizibwa okusasula mu bitundutundu?</termSortkey><termNote label="Scope"><![CDATA[ Do you accept payments in installments? ]]></termNote><termCreatedDate>Okkirizibwa okusasula mu bitundutundu?</termCreatedDate></term>  </Zthes>